Property Taxes in Edmonton, Alberta

Last updated: September 19, 2026

A typical single-detached Edmonton home assessed at $492,500 pays about $5,104 a year — roughly $425 a month — in property taxes. That total combines a municipal portion that funds City of Edmonton services and a provincial education portion collected on Alberta’s behalf. In 2026 both went up: the City’s municipal tax increased 6.9%, and the provincial education tax rose 10.2% for residential properties, for a combined effective increase of about 7.7%. Here’s how property taxes in Edmonton work, why your bill looks the way it does, and exactly how to check and pay yours.

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What Are Property Taxes in Edmonton?

Edmonton property taxes are annual taxes on real estate that fund two separate things: City of Edmonton services and Alberta’s education system. Both are calculated from the same number — your property’s assessed value — but they are set by different levels of government and change at different rates.

A property tax is a levy based on the value of your home, not on your income or how long you’ve owned it. In Edmonton, the municipal portion covers roughly 70–75% of the total and pays for roads, transit, parks, recreation centres, emergency services, and other city programs. The education portion covers the remaining roughly 25–30% and is collected by the City but sent to the Government of Alberta to fund schools.

The exact split for a typical $492,500 single-detached home in 2026 is about $318 a month for municipal services and $108 a month for education.

Key takeaways:

• Property tax = municipal portion (city services) + education portion (provincial schools)
• Both use the same assessed value but are set by different governments
• Municipal services account for roughly 70–75% of the total bill

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How Much Is Property Tax in Edmonton?

For 2026, the City of Edmonton’s total residential tax rate is 0.0103637 — about $1,036 in property tax for every $100,000 of assessed value. That breaks down to $774 municipal, $254 education, and an $8 education requisition allowance. The average single-detached home assessed at $492,500 pays approximately $5,104 a year — about $425 a month.

[IMAGE: Example of a 2026 Edmonton property tax notice showing the municipal and education line items — to be supplied]

To make the number concrete, here’s what 2026 property taxes look like at three common assessment levels for a single-family home:

Key takeaways:

• 2026 total residential rate: 0.0103637 (~$1,036 per $100K of assessed value: $774 municipal + $254 education + $8 allowance)
• Typical $492,500 home: ~$5,104/year, ~$425/month
• A $350K home pays ~$3,627/year; a $650K home pays ~$6,736/year

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Edmonton Property Tax Calculator

Edmonton property tax is calculated with a simple formula: assessed value × total tax rate = annual property tax.

Here's the step-by-step method:

1. Find your assessed value. It's on your annual property assessment notice (mailed in January) or in MyProperty.edmonton.ca.
2. Confirm your property class. Most homes are "Residential / Farmland" (rate 0.0103637 in 2026). Condos and single-family homes under four units all fall in this class.
3. Multiply. Take your assessed value and multiply it by the rate. Example: $492,500 × 0.0103637 = $5,104.
4. Check with the estimator. Enter your assessed value at taxestimator.edmonton.ca to confirm the municipal and education portions.

What is a mill rate?

You'll often hear Edmonton's property tax described as a mill rate. It's the same number expressed differently: a mill rate is the tax per $1,000 of assessed value, while the tax rate we've been using is per $1 of assessed value. Edmonton's 2026 residential mill rate is therefore 10.3637 mills — you divide the rate 0.0103637 by 1,000 and multiply by 1,000, or simply read the rate as dollars per $1,000:

• 10.3637 mills = $10.3637 of tax per $1,000 of assessed value
• On a $492,500 home: 492.5 × $10.3637 = $5,104

So "mill rate," "tax rate," and "mill levy" all describe the same calculation in Edmonton — if a source quotes a mill rate, just divide it by 1,000 to get the tax rate used above.

A practical example: A first-time buyer in Edmonton looking at a home assessed at $450,000 should budget roughly $4,664 a year in property tax ($450,000 × 0.0103637 ≈ $4,664), or about $389 a month. That's an ongoing cost on top of the mortgage — plan for it in your monthly housing budget. If you're still working out your down payment, our down payment guide breaks down what you'll need.

Key takeaways:

• Formula: assessed value × tax rate = annual property tax
• Edmonton's 2026 residential mill rate is 10.3637 mills ($10.3637 per $1,000 of assessed value)
• Use the calculator above or the City's free Property Tax Estimator to check your exact number
• Property tax is a recurring monthly cost to budget alongside your mortgage

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Why Is Property Tax So High in Edmonton?

Edmonton property taxes have risen steadily for the past five years, and 2026 is the highest single increase in that period. The City approved a 6.9% municipal increase for 2026, and when the 10.2% provincial education increase is factored in, the combined effective increase is about 7.7%.

There are three main reasons your bill keeps climbing:

• The City budget keeps growing. Council approved a 6.9% increase in April 2026 to fund inflation in operating costs, roads, transit, parks, and other programs. The City only collects what its budget requires.
• The provincial education requisition rose sharply. In 2026, the education portion increased 10.2% for residential properties in Edmonton experiencing the average market change — a much larger jump than the municipal side.
• Your assessment change relative to the market matters. If your home's assessed value rose more than the city-wide average (which was 5.7% for residential in 2026), your tax increase will be above average. If it rose less, your increase is below average — even if your assessment itself went up.

The important distinction: a rising assessment does not automatically mean a rising tax bill. What matters is how your assessment changed compared to every other property in Edmonton.

Key takeaways:

• 2026: 6.9% municipal + 10.2% education = ~7.7% combined
• Five-year average municipal increase: 5.7%
• Rising assessments only raise your taxes if they rise faster than the city-wide average

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Residential vs. Commercial Property Taxes

Commercial and multi-unit properties pay a much higher tax rate than single-family homes. In 2026, the non-residential (commercial) rate is 0.0292663 — nearly three times the residential rate of 0.0103637. The City intentionally applies this split so that businesses carry a larger share of the tax burden than homeowners.

One practical consequence for Edmonton homebuyers and investors: multi-unit rental buildings (4+ units) are taxed under the higher "other residential" or non-residential classes, which is one reason landlords price rents to cover property tax. If you're considering an investment property, factor the higher rate into your return calculations — see our guide on what to consider before investing in real estate in Edmonton for the full breakdown.

Key takeaways:

• Commercial rate (0.0292663) is nearly 3× the residential rate (0.0103637)
• A $500K commercial property pays ~$14,633; a residential one pays ~$5,182
• Multi-unit rentals fall outside the single-family residential rate

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How to Check Your Property Tax in Edmonton

Your current property tax balance and tax notice are available online 24/7 through MyProperty.edmonton.ca — the City's secure portal for assessment and tax information. You don't need to wait for the mail.

Here's how to check your property tax in Edmonton:

1. Use MyProperty (recommended). Create a profile, attach your property, and see your current tax notice, balance, and five-year history anytime.
2. Check your tax notice. The City mails annual tax notices in late May. If yours hasn't arrived by June 5, call 311 or download a copy from MyProperty.
3. Use the Property Tax Estimator. For an estimate of what a specific property should pay, enter the assessed value at taxestimator.edmonton.ca.
4. Call or submit an inquiry. For account questions, call 311 (780-442-5311 outside Edmonton) or use the City's online taxation inquiry form.

Key takeaways:

• MyProperty.edmonton.ca is the fastest way to check balance and notices
• Tax notices are mailed late May; call 311 if missing by June 5
• The Property Tax Estimator gives instant estimates by assessed value

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How to Pay Property Tax in Edmonton

Edmonton property taxes are due June 30, 2026 each year, and you have several payment options — the most convenient being online banking or the City's free monthly payment plan.

Here are the ways to pay your Edmonton property tax:

1. Online or telephone banking. Most banks list the City of Edmonton as a payee. Link the payee to the account number on your tax notice. Confirm the exact payee name with your bank or 311, especially if you've bought a new home.
2. Monthly Payment Plan (MPP). Spread your property tax across the year with pre-authorized bank withdrawals — no late-payment penalties, and you re-enrol once (no need to reapply yearly). Enrol via MyProperty or call 311.
3. Mail. Send a cheque or money order with the remittance portion of your tax notice, postmarked by June 30.
4. In person. Pay at a City location with the remittance portion of your notice; debit card is accepted (watch daily limits). The City does not accept credit cards, e-transfers, or wire transfers directly.
5. Third-party credit card. Some third-party providers let you pay by credit card, but they charge a transaction fee and payment can take several business days to reach the City — plan ahead.

If your mortgage lender handles your taxes, confirm they're enrolled and check MyProperty after mid-July to verify payment was applied.

Key takeaways:

• Deadline: June 30 each year; notices mailed late May
• Easiest options: online banking or the free Monthly Payment Plan
• The City doesn't accept credit cards, e-transfers, or wires directly

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How Property Taxes Affect Your Home Search

Property tax is a real monthly cost that belongs in your home-buying budget — and it varies noticeably with the price and type of home you choose. On a typical $492,500 Edmonton home, property tax adds about $425 a month on top of your mortgage payment. For context on where prices are heading, our August 2026 market update covers the latest Edmonton data.

When you're comparing homes, keep these points in mind:

• Price matters, but so does type. A condo may have a lower assessed value and lower tax, but you'll also pay condo fees. A detached home has higher taxes but no condo fee. Compare the total monthly carrying cost — our mortgage calculator runs the payment side.
• Your assessment isn't your purchase price. The City reassesses every year to market value, so your tax bill can shift even if your mortgage stays the same.
• Budget for the annual bill. If you're not on the Monthly Payment Plan, set aside roughly one-twelfth of your estimated annual tax each month so the June 30 bill isn't a shock.

Condo property taxes in Edmonton

Condos and townhouses are assessed and taxed the same way as houses — at the 2026 residential rate of 0.0103637 — but because their assessed values are typically lower, the tax bill is lower too. A condo assessed at $250,000 pays about $2,591 a year ($216/month); one assessed at $350,000 pays about $3,627 ($302/month).

The distinction that matters for your budget: property tax and condo fees are two separate costs. Your condo fee covers shared building expenses, common-element insurance, management, and the reserve fund — it does not include property tax, which the City bills you directly as the owner. When you compare a condo against a detached home, add both to get the true monthly carrying cost. If you're weighing a condo purchase, our First Home Guide covers the full cost picture.

A practical example: A buyer in Summerside with a $600,000 budget looking at detached homes should expect property tax around $6,218 a year (~$518/month), on top of mortgage, insurance, and utilities. That's a real number to run before making an offer. For a full neighbourhood breakdown, see our Summerside neighbourhood buyer guide.

Key takeaways:

• Budget ~$425/month in property tax on a typical $492,500 Edmonton home
• Compare total carrying cost (tax + condo fees) across property types
• Use the Monthly Payment Plan to smooth the annual bill into monthly payments

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Frequently Asked Questions

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Summary

Property taxes in Edmonton are calculated by multiplying your assessed value by the 2026 residential rate of 0.0103637 (10.3637 mills) — about $425 a month for a typical $492,500 home. Run your own number with the calculator above. The bill splits into municipal services (~75%) and provincial education (~25%), both of which rose in 2026 — 6.9% and 10.2% respectively — for a combined effective increase of roughly 7.7%. Check yours anytime through MyProperty.edmonton.ca, and pay by June 30 via online banking or the Monthly Payment Plan.

Buying a home in Edmonton? Property tax is one of the ongoing costs that determines what you can truly afford. If you'd like a realistic budget based on your target area and price range, book a free consultation with me — I'll walk you through the full picture, from property taxes to closing costs.